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HomeMy WebLinkAbout14-3607 ordORDINANCE NO. 14 -3607 AN ORDINANCE AUTHORIZING THE OFFERING OF HEALTH BENEFITS COVERAGE TO CITY OF PLAINVIEW, TEXAS RETIREES; REPEALER; CONFLICTS CLAUSE; SEVERABILITY CLAUSE; OPEN MEETINGS CLAUSE; AND EFFECTIVE DATE WHEREAS, the City of Plainview, Texas ( "City ") desires to provide health benefits coverage to its retirees; and WHEREAS, TML Intergovernmental Employee Benefits Pool is a health risk pool established pursuant to Texas Local Government Code Ann., Chapter 172, Texas Government Code Ann., Chapter 791, and the Texas Trust Code to provide health benefits coverage for employees and retirees and dependents of employees and retirees of Texas political subdivisions under an Interlocal Agreement; and WHEREAS, the City is currently offering health benefits coverage through the TML Intergovernmental Employee Benefits Pool pursuant to an Interlocal Agreement and Texas Local Government Code Ann., Chapter 172 (Vernon's 2008) both of which would allow the extension of benefits to City retirees; and WHEREAS, the City desires to provide health benefits coverage to its retirees through the TML Intergovernmental Employee Benefits Pool and the cost for such coverage be paid for by the individual retiree until the retiree becomes eligible for Medicare Supplement Health Benefits Coverage; and WHEREAS, the City further desires to select a plan of benefits for its retirees to be provided by the TML Intergovernmental Employee Benefits Pool; and WHEREAS, the City Council finds that providing retiree coverage under the TML Intergovernmental Employee Benefits Pool Interlocal Agreement is in the best interest of the City, its retirees, and the public generally. NOW, THEREFORE, the City of Plainview hereby ordains That: SECTION I The foregoing recitals are incorporated into this Ordinance as findings of fact. SECTION II The City hereby elects to provide health benefits coverage to its retirees through TML Intergovernmental Employee Benefits Pool under the Pool's Interlocal Agreement. 25 26 SECTION III The City further amends the City of Plainview Personnel Policy, Part V, Section 5.10, Retiree's Group Health Insurance Benefits as attached Exhibit "A" and is incorporated herein as a part of this Ordinance. SECTION IV As used in this Ordinance, the City hereby adopts the following definition of "retiree" for purposes of this Ordinance: Retiree is defined as an employee who retired his or her services from the City of Plainview, completed five (5) consecutive years of service immediately prior to retirement from the City, and is eligible to retire from the Texas Municipal Retirement System (TMRS) or the Fireman's Relief and Retirement Fund (FRRF). SECTION V The Interlocal Agreement in effect between the City and the TML Intergovernmental Employee Benefits Pool provides that the Board of Trustees may adopt rules and regulations. The rules and regulations of the TML Intergovernmental Employee Benefits Pool allow the participating member entity to provide retiree medical coverage at the same contribution as charged to active employees, to select a contribution level which is an elevated percentage (150 %, 160 %, etc. which may change from time to time) of the active employee contribution or to offer over age 65 retirees a Medicare Supplement Health Benefit Coverage. The City elects to have the retiree medical contribution for under age 65 retirees be reviewed and computed annually based in part on utilization of such retirees for as long as the TML Intergovernmental Employee Benefits Pool offers this rate structure for retiree medical coverage. The City elects to have the retiree medical contribution for over age 65 retirees be Medicare Supplement Health Benefits coverage. Other coverages will be as established annually by the TML Intergovernmental Employee Benefits Pool Board of Trustees. SECTION VI The City shall adopt on an annual basis any additional or alternative retiree benefit plans to be provided through TML Intergovernmental Employee Benefits Pool. The cost of these plans shall be paid for entirely by the retiree. SECTION VII This Ordinance has an effective date of March 1, 2014 for all retirees. For individuals retiring after the effective date of this Ordinance to qualify they must enroll for this coverage within thirty (30) days of their retirement. Health Benefit Coverage for Retirees Page 2 of 7 SECTION VIII If any provision, section, subsection, sentence, clause or phrase of this Ordinance is for any reason held to be unconstitutional, void or invalid (or for any reason unenforceable), the validity of the remaining portions of this Ordinance shall not be affected thereby, it being the intent of the parties in adopting this Franchise Ordinance that no provision hereof shall be inoperative or fail by reason of any unconstitutionality or invalidity of any other portion, provision, or regulation, and to that end, all provisions of this Ordinance are declared to be severable. SECTION IX This Ordinance may be repealed or modified at any time, but will remain in effect for any employee retiring while it is in effect. SECTION X All existing City ordinances in conflict with the provisions of this Ordinance are repealed to the extent of the conflict. SECTION XI It is hereby officially found and determined that the meeting at which this Ordinance was considered was open to the public as required and public notice of the time, place, and purpose of said meeting was given as required by the Texas Government Code Ann., Open Meetings Act, Chapter 551 (Vernon's 2013). SECTION XII This Ordinance shall be effective immediately upon its passage. PASSED AND APPROVED on first reading this 28 day of January, 2014. PASSED AND APPROVED on second reading this 11 day of February, 2014 ATTE T: Belinda Hinojosa, City Secr Health Benefit Coverage for Retirees r Page 3 of 7 ` � Wendell Du ap, Ma r 27 28 APPRO CO ham, Cit anager APPROVED AS TO FORM: Leslie Spear Pearce, ity Attorney Health Benefit Coverage for Retirees Page 4 of 7 Health Benefit Coverage for Retirees EXHIBIT "A" CITY OF PLAINVIEW PERSONNEL POLICY SUBJECT: RETIREE'S GROUP HEALTH INSURANCE BENEFITS AMENDING PART V ADDING SECTION 5.10. RETIREE'S GROUP HEALTH INSURANCE BENEFITS. SECTION 5.10. Retiree's Group Health Insurance Benefits. The purpose of this policy is to delineate the City of Plainview's Group Health Insurance Benefits for retirees available to employees upon their qualifying and electing to participate in such Benefits. A. Definition Retiree. For the purpose of this policy, Retiree is defined as an employee who retired his or her services from the City of Plainview, completed five (5) consecutive years of service immediately prior to retirement from the City, and is eligible to retire from the Texas Municipal Retirement System (TMRS) or the Fireman's Relief and Retirement Fund (FRRF). B. Eligibility. Employees eligible for the City's Retiree Group Health Insurance Benefits must comply with the following: 1) Any employee may elect to continue health insurance coverage under the City's self - funded group health insurance plan at the effective date of his /her retirement as long as he /she qualifies as a retiree and is not Medicare eligible. 2) Employees eligible to retire that elect to continue group health insurance must pay monthly premiums immediately upon retirement. 3) Pre - Medicare eligible retiree must sign an Affidavit stating that he /she will not have access to any other health insurance plan upon retirement, through either a new employer or other individually held private health insurance plan, to participate as a member in the City's retiree health insurance benefit plan. The Human Resources Department may require the retiree sign such Affidavit annually. 4) An eligible retiree may elect coverage for his /her dependent(s) covered by the employee's group health insurance plan on the effective date of retirement, and all enrollment forms must be completed within thirty (30) days of such retirement date. All eligibility rules of the plan must be met to continue coverage on the employee's dependent(s). Page 5 of 7 29 30 5) Medicare eligible dependents may not be covered under any city plan. If dependents are not yet Medicare eligible, a retiree may continue, at his /her own expense, dependent coverage options that he /she elected upon retirement after he /she becomes eligible for Medicare. 6) Retirees may elect to participate in the City of Plainview's group health insurance plan only until Medicare eligibility. C. Retiree Health Insurance Benefit Plan. 1) Retirees may maintain City of Plainview retiree group health insurance coverage until they become Medicare eligible. 2) Once a retiree terminates the City's retiree group health insurance coverage for the retiree or their dependent(s), then they cannot re -elect benefits for the retiree or that individual at a later date. 3) Retirees may choose from and elect the same plans offered to the City's active employees during the open enrollment period each year until they reach Medicare eligibility. 4) Retirees must pay their monthly premiums to continue their coverage or their dependent coverage, if any, on the City's retirement health insurance benefit plan. D. Medicare Eligible Employees. 1) Effective March 1, 2014, retirees or dependents that are Medicare eligible will no longer have access to the City of Plainview's retiree group health insurance benefit plan. Health Benefit Coverage for Retirees 2) If retiree's spouse or other dependents are not yet Medicare eligible when retiree is Medicare eligible, then a retiree may continue paying monthly premiums for dependent's coverage that he /she elected upon retirement after the retiree becomes eligible for Medicare. E. Termination of Retiree Group Health Insurance Benefits. 1) Retiree health insurance automatically terminates for the retiree and /or covered dependents upon the earliest of the following events: a) City of Plainview ceases to offer group health insurance. b) Retiree or his /her dependent(s) fail to remit the monthly premium payment to the designated third party administrator by the last day of each month. Once retiree is no longer covered by the City sponsored Page 6 of 7 Health Benefit Coverage for Retirees group health insurance plan, he /she shall not re -elect coverage under that plan. c) Retiree returns to active employee status with the City and is covered under a City sponsored health insurance plan; d) Retiree returns to active employee status with any business that is eligible to participate in the employer's group health insurance benefit plan; e) Retiree is a Medicare eligible participant; f) Retiree's dependent(s) fail to meet the eligibility requirements of the City's medical plan; g) If the retiree or his /her dependent(s) coverage is terminated, then the individual(s) still participating in the benefit plan will have the premiums adjusted accordingly based on the number of dependent(s) remaining on the plan. F. (a) Upon retiree's death, a surviving spouse who is covered under the retiree's benefits upon the retiree's death may remain in the City's group health insurance plan. (b) Premiums for the spouse will be the same as the premium cost for the retiree. If surviving children remain on the plan, the surviving spouse will be required to pay separately for the dependent coverage at the existing rate (retiree rate + dependent rate = total premium). (c) The spouse may continue coverage at the time of the retiree's death until such time as the spouse, remarries, dies, or becomes Medicare eligible. (d) Any other eligible dependents may continue to be covered under retiree group health insurance as long as all eligibility requirements of the City's health insurance plan are met. Page 7 of 7 31